Vehicle insurance is a product, which gives protection if an accident happened to your vehicle, such as: stolen, damaged due to accident, which may even threaten your life. Carefulness and have a right insurance protection is the best combination that gives you comfort in driving vehicle.
For this kind of insurance, there are several types of insurance choice which are offered by the company, such as:
- Total Loss/Total Loss Only (TLO)
- Comprehensive + Third Party Legal Liability
Risks that are covered involve:
- Theft, and
- Crimes performed by other party.
- Insurance value is the Insurance Value of vehicle and will become the limit of claim compensation right.
- Basic Insurance-Vehicle Physical
- In accordance with the vehicle value/market price when it is insured.
- In accordance with value/equipment price/additional accessories which is intended to be insured.
If the Insurance Value of your physical vehicle is below the market price, then you will be in an “underinsured” condition, which may cause the decrease to your claim compensation right proportionally. However, if the insurance value is over the vehicle Market Price, then you will be in an “overinsured” condition, which may not increase your compensation right (claim).
Determine the insurance value in accordance with your needs and wants.
Premium amount that will be applied to you is multiplication result of:
- PREMIUM RATE X INSURANCE VALUE
- Premium rate of Vehicle Insurance will be in a scale which is determined by type of vehicle and the insurance coverage preferred.
THE PARTY WHO IS ENTITLED TO INSURE:
- Creditor (such as Bank, Leasing Company)
- Other party who has a right/power on an asset based on a contract or regulation (such as: lessee, owner’s attorney).
THE EASE FOR YOU
- Currently there are 70 branches of Asuransi Wahana Tata, which locations are spread in many big cities, which enable us to reach and serve you faster in covering Insurance up to handling claims.
- Website facility, which eases you in requesting offers for your insurance plan with no limitation of time and place.
- Premium payment facility by credit card and Virtual Account.
- Associated workshops network, which have been widely spread, with quality controlled.
For further information please contact our nearest branch/marketing office.