Marine Cargo Insurance is an insurance product which provides protection to cargo which is transported via road, sea or air. 

The freight insurance is intended for the cargo owner, either individual, institution or company, who needs protection for their cargo. Either the freight is performed by using their own vehicle or by using freight service company.

SELECTION OF INSURANCE

• Institute Cargo Clause A (ICC A)
  Cover all loss except the risks that are “excluded”, including General Average and Salvage costs, and liability on Both to Blame Collision.
• Institute Cargo Clause B (ICC B),
  Cover risks of fire, explosion, aground, sinking, stranded, flip over, collision, demolition, earthquake, volcano eruption, lightning strike, rescue action, influx of seawater, total loss per packing, general average and salvage costs, liability on Both to Blame Collision.
• Institute Cargo Clause C (ICC C),
  Cover risks of fire, aground, sinking, stranded, flip over, collision with other object, demolition, general average, and salvage costs, liability Both to Blame Collision.

Selection of Additional Insurance (optional) such as:

• Institute Strike Clause
  Insurance against any risks of strike, deterrence work/worker, labor disturbance, riot, civil insurrection, terrorism, political action, general average and salvage costs.
• Institute War Clause
  Insurance against any risks of war, civil war, rebellion, violent act from and or against the authority, arrest, takeover, detention related to the abovementioned risks, mine, torpedo, bomb or lagged war weapons, general average and salvage costs for the loss caused by the abovementioned risks. SUM INSUREDSum insured is the Value of every insured asset based on the Invoice and or market price..

Sum insured composition:

• Cost/Price
• Freight cost 
• Insurance premium (optional).
• Profit estimation (optional – generally 10% of the Price).

INSURANCE PREMIUM/COST

Total Premium that will be charged to you is the multiplication result of: 

• PREMIUM TARIFF X TOTAL AMOUNT OF SUM INSURED
• Freight Insurance Premium tariff shall be determined by scope/type of risks selected and natural use of the insured asset. 

FOR YOUR CONVENIENCE

• Currently there are 70 Asuransi Wahana Tata’s networks located in many big cities, which enable us to reach and serve you faster for insurance coverage up to handling claim. 
• Unlimited access to our website which ease you to query about the quote for your insurance plan. 
• Premium payment facility by using Credit Card and Virtual Account.

For more information please contact our nearest Branch/Marketing Office.

Personal Accident Insurance is a protection and your financial support to face any unexpected accident.

Personal Accident Insurance covers the risks of death, permanent disability, treatment and or medication costs which are directly caused by any accident, such as an event or incident that contains violence, either physically or chemically, which comes suddenly, unexpectedly or unplanned, from the outside, visible, directly to the Insured and caused personal injury, which the nature and place can be determined by Medical Science. 

INSURANCE COVERAGE

• Insurance A:
  Risk of death caused by accident. This type of insurance provides compensation if the Insured, whose name recorded in the policy, is dead or lost caused by an accident that is covered in the policy. 
• Insurance B (Optional):
  Risk of permanent disability caused by accident. This type of insurance provides compensation if the Insured, whose name recorded in the policy, experiences permanent disability, partially or completely, caused by an accident that is covered in the policy.
• Insurance C (Optional):
  Hospital treatment and medication costs caused by accident (maximum 10% of the sum insured). This type of insurance provides compensation of treatment or medication reimbursement if the Insured, whose name recorded in the policy, experiences accident that is covered in the policy.  

SELECTION OF ADDITIONAL INSURANCE RISK

Risk of molestation (caused by other people’s perpetration).

SUM INSURED

Sum insured, is the total amount that you may receive if experiences any accident that is covered in the policy. 

You may have a full right to determine the value based on the financial need of each customer. 

COST/INSURANCE PREMIUM

The premium amount that will be charged to you is the multiplication result of:

• PREMIUM TARIFF   X   SUM INSURED
• Personal Accident Insurance Premium Tariff depends on the insurance coverage selected.

For more information please call our nearest marketing officer.

PERSON THAT MAY BE INSURED

Person with age between 17 and 60 years old. 

FOR YOUR CONVENIENCE

• Currently there are 70 Asuransi Wahana Tata’s networks located in many big cities, which enable us to reach and serve you faster for insurance coverage up to handling claim. 
• Unlimited access to our website which ease you to query about the quote for your insurance plan. 
• Premium payment facility by using Credit Card and Virtual Account.

For more information please contact our nearest Branch/Marketing Office.

Custom Bond is a security product issued by Asuransi Wahana Tata in relation with customs’ special facilities for manufacturing industry, such as import duty postponement, additional import duty/duty free based on the Decree of Ministry of Finance and Regulation of Directorate General of Customs:

1. No. 580/KMK.04/2003, Ease Import for Export Destination Product
2. No. 140/PMK.04/2007, Temporary Import or Article 23 (9OB 23) Customs Ordinance
3. No. 160/PMK.04/2007, Advance Release Permit for Goods which are waiting for Document (Vooruitslag)
4. No. 291/KMK.05/1997, Bonded Zone
5. No. 65/PMK.04/2007, Employer of Customs Service Arrangement
6. No. 51/PMK.04/2008, Stipulation Letter of Customs Rate
7. No. 90/PMK.04/2007, Haul up of Export and Import Goods
8. No. 70/PMK.04/2007, Temporary Storage
9. No. 118/KMK04/2004, Non-Tax State Revenue
10. Regulation of Directorate General of Customs No. P-05/BC/2006 concerning Deposit Service Company

The Advantages of Custom Bond:

1. Does not require any security as long as the financial and
2. Documentation requirements have been fulfilled.
3. Low service cost.

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